Risk & Compliance Statement – DRAGON4DEALS

Effective Date: November 11, 2025

1. Commitment to Compliance

Dragon4Deals is fully committed to maintaining the highest standards of regulatory compliance, fraud prevention, and operational integrity. We work closely with our payment partners to ensure that all transactions comply with applicable laws, regulations, and industry standards, including:

• United States federal and state regulations
• Applicable international AML/CTF standards
• Visa and Mastercard compliance requirements
• Risk management and security requirements applicable to digital goods and online commerce businesses

This commitment is integral to ensuring secure, lawful, and transparent operations across all services provided by Dragon4Deals.

2. Business Model Transparency

Dragon4Deals operates as a direct retailer of:

• Digital gift cards
• Gaming vouchers
• Wallet top-up codes
• Activation keys

We do not operate a marketplace or allow third-party sellers on our platform.

All products originate from approved suppliers and verified distributors.

3. Fraud & Risk Management Measures

To protect our customers and payment providers, we maintain:

3.1 Automated Fraud Detection

Real-time screening including:

• Velocity limits
• IP/geolocation checks
• Device fingerprinting
• Payment risk scoring
• Blacklist/greylist matching

3.2 Manual Order Review

High-risk transactions are manually checked before delivery.

3.3 KYC Verification

Identity verification is required when behaviour indicates potential fraud or AML risk.

3.4 Chargeback Prevention

We store evidence for all orders, including:

• Order logs
• Delivery confirmation
• Code validity checks
• Communication records

This allows us to respond quickly to disputes.

4. AML/CTF Compliance

Dragon4Deals maintains a full AML/CTF framework including:

• Customer due diligence
• Monitoring for suspicious activity
• Sanctions and PEP screening
• Reporting of suspicious transactions
• Appointed Compliance Officer
• Internal risk reviews

We do not provide services to sanctioned or high-risk jurisdictions.

5. Data Security & Confidentiality

All customer data is encrypted, securely stored, and processed in accordance with applicable United States data protection and privacy laws, including relevant federal and state regulations, as well as industry best practices. This includes compliance with:

• Applicable U.S. data protection and privacy laws and regulations
• Our internal data security and information protection policies

We strictly prohibit the disclosure of, or discussion related to, any AML or fraud-related investigations with customers, in accordance with applicable legal and regulatory requirements.

6. Continuous Improvement

Our policies and systems are reviewed frequently to align with:

• Regulatory changes
• Payment network requirements
• Industry best practices
• Evolving fraud patterns

We work proactively with our payment partners to maintain a secure and compliant environment.